Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

An authorized user can make charges on someone else's account but is not ultimately responsible for payment. Many or all of the products on this page are from partners who compensate us when you click ...

Adding an authorized user can be an effective strategy, but it helps first to know how issuers and credit bureaus handle this information. Many or all of the products on this page are from partners ...

If you’re just starting to build your credit history, or if your credit scores have taken a hit because of some financial missteps, an easy way to add positive information to your credit file is by ...

Authorized users can hurt your credit score if they don’t treat your credit with respect. Create strict guidelines on card usage before offering to make someone an authorized user. Check your ...

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Adding authorized users to your account can be both a blessing and a curse no matter which card you hold. It’s an easy way to keep track of all household spending in one place and a way to extend ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Many people wonder how authorizing another person (usually a friend or relative) on their credit card will affect both parties’ credit scores. Back in the day, becoming an authorized user on another ...

Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card? It’s a commonly asked question with a not-so-simple answer — and the details ...

The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not being an authorized user affects your credit (and how it affects it) depends ...