ECB eases rules on bank credit risk model changes. The European Central Bank has said it would streamline approvals for changes to banks’ internal credit risk models, easing a s ...

Pagaya partners with lenders to underwrite some of the loans they don't want on their balance sheet. While PGY sells these loans, they keep some on their balance sheet. These loans, held for ...

The VantageScore 4plus product pulls in standard credit file information while also analyzing bank account balance and other transactional data to create an adjusted score. VantageScore is launching a ...

The MarketWatch News Department was not involved in the creation of this content. Consumer finance leader's eighth credit model fortifies credit and risk framework, driving partner confidence and ...

TORRANCE, Calif., Jan. 27, 2026 /PRNewswire/ --Happy Money, a leading consumer finance company dedicated to empowering people to achieve their goals through responsible lending, today launched its ...