When we imagine people owing money on their credit cards, we may be inclined to conjure up images of younger folks whose debt got ahead of them. The unfortunate reality, though, is that plenty of ...

Make a list of your credit card debt, from the highest interest rate to the lowest. Decide how much extra you can spare. First, focus on the credit card with the highest interest rate and continue ...

These advantages, however, only hold if balances are paid in full. Once interest builds, the benefits disappear. A $7,484 ...

Multiple events impacted the credit card ecosystem in 2025. The CardRates team will continue to track these stories, as well ...

Folks who turned to personal loans to manage outstanding balances on credit cards are finding themselves back in card debt months later. A survey conducted by TransUnion between April 2021 and ...

Robb Sommerfeld used a popular business credit card to help manage finances at National Center for Craftmanship (NCC), a nonprofit where he serves as an executive director — until the bank suddenly ...

Americans are still building up their credit-card balances, but they’re doing a better job paying those bills on time — and it could be sign that inflation’s bite is easing. While credit-card balances ...

Discover the hidden dangers of store credit cards and learn strategies to avoid high interest and debt while building your ...

Financial health and transparency are critical for Michigan families and small businesses. Understanding how the financial system works will help us all avoid costly mistakes that could harm our ...

On June 20, Costco officially switched its retailer credit card from American Express (AmEx) to Visa, but while the company has been planning this for over a year, the transition has not gone smoothly ...

A credit card authorization key is a secure code used to process transactions, confirming purchases and preventing fraud between POS systems and banks.

The problem with the credit-card industry isn’t just credit-card companies — it’s you too. This week the Senate takes up a bill that would seriously clamp down on some of the industry’s most unsavory ...