Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

With extreme weather events increasing in recent years, homeowners insurance companies have raised premiums or stopped offering coverage completely. Many of the policyholders hit with nonrenewal or ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Rates actually declined or remained flat over a two-year period in 15 states, including Florida, with natural disasters and ...

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...

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With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...