An overdraft occurs when you write a check or initiate a debit card purchase, and your account doesn’t have enough money to cover the transaction. The bank will cover the difference to process the ...

If you’re like me, this week, you'll probably feel the same thankful I-don’t-need-to-shop-this-much-again-for-another-year sigh of relief. But even when the year-end holidays have passed, you might ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Freedom Debt Relief explains that it's important to understand how overdraft works, what to do if your account is overdrawn, and how to avoid overdrafts in the future so that you can sidestep fees and ...