Misha Esipov, CEO of Nova Credit, believes the Consumer Financial Protection Bureau's 1033 rule will lead to a rise in cash flow underwriting. Cash flow underwriting — the use of consumers' bank and ...

It doesn't matter how great your product is or how much profit you show on paper. If you don't have cash in the bank when you need it, your business is at risk. Too many small business owners focus on ...

Most businesses don’t have steady revenue all year round. There are months where sales are high and months where you’ll barely scrape by. There are also sudden expenses and late payments from ...

Many small businesses start off strong with a solid business plan, an impressive product, sufficient funding and a growing customer base. Then, somewhere along with the way, the business stalls, ...