Public sector banks under the digital credit underwriting programmes sanctioned over 3.96 lakh MSME loan applications ...

Public Sector Banks (PSBs) have significantly accelerated credit flow to Micro, Small and Medium Enterprises (MSMEs) through the adoption of a Credit Assessment Model (CAM) based on digital footprints ...

In November 2025, bank credit to this sector increased by 21.8% compared to a 13% increase in November 2024. Within the MSME sector, the credit extended to the micro and small enterprises has ...

Polaris Bank has been adjudged as Nigeria’s topmost bank in lending to Micro, Small and Medium Enterprises (MSMEs). The award, at the weekend, recognised Polaris Bank’s longstanding commitments to ...

Polaris Bank was adjudged at the weekend as Nigeria’s topmost bank in lending to the Micro, Small and Medium Enterprises (MSMEs). The award recognised Polaris Bank’s longstanding commitments to ...

India, Jan. 20 -- Public sector banks under the digital credit underwriting programmes sanctioned over 3.96 lakh MSME loan applications amounting to over INR 52,300 crore between April 1 and December ...

The "digital footprints" analysed by the model include comprehensive data points such as GST data analysis, bank statement analysis using account aggregators, and ITR verification. The system also ...