SAN FRANCISCO, Aug. 18, 2025 /PRNewswire/ -- VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, according to the latest ...

The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

VantageScore Superprime and Subprime Credit Tiers See Rise in Delinquency Rates Personal Loan Credit Originations Up as Consumers Refinance Debt with Unsecured Loans Rising Credit Card Balances ...

After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...

SAN FRANCISCO, Dec. 19, 2025 /PRNewswire/ -- Average Credit Card balances grew year-over-year as holiday shopping stimulated consumer spending, according to the latest edition of CreditGauge™ from ...

Consumer delinquencies are close to pre-pandemic levels, and that's caused banks to lend out less money, according to the VantageScore CreditGauge September 2025 report. Consumer credit and mortgage ...