A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate what interest rate you receive. If you’re planning on applying for a mortgage ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

SAN JOSE, Calif.--(BUSINESS WIRE)--A credit card can be a useful tool when you’re ready to establish a FICO® Score for the first time. But if you prefer to build a FICO Score through different methods ...

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed As more consumers take ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.