Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

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If you want to buy a new car, there isn't much you can do about rising prices or elevated financing rates. But you likely have some control over your credit score, which can account for more than ...

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A personal loan can be both helpful and harmful to your credit score, depending on your current credit score and repayment habits. While your score will temporarily drop a few points once you apply ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big debt balance could lower your credit score, depending on how your lender ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...