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The lender ultimately says yes or no. Does that mean we shouldn’t consult our clients to give them the best chance of approval? Note: Being an authorized user on parents credit cards at a young age is a great “hack” to get your credit started early! BUT, that is not a substitute for loan history, which can take some time to build or may require massive down payments for approval! This is not financial advice, just some observations from 15 years in car dealerships. #car #dealerships #loan #credi
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